Rental Property ROI Calculator
Analyze any investment property in seconds. See monthly cash flow, cap rate, cash-on-cash return, and net operating income before you make an offer.
Monthly cash flow
$157
$1,885 per year
- Cap rate
- 6.6%
- Cash-on-cash return
- 2.2%
- Gross rent multiplier
- 9.6
- Cash invested
- $84,000
- Loan amount
- $225,000
- Annual NOI
- $19,848
- Monthly debt service
- $1,497
Analyze deals like a professional investor
The best real estate investors let the numbers make the decision. This calculator models the full picture — income, operating expenses, and financing — so you can compare properties objectively and spot the deals worth pursuing.
The metrics that matter
Cap rate measures unleveraged return and is great for comparing properties. Cash-on-cash return reflects the real return on the cash you invest. Cash flow tells you whether the property puts money in your pocket each month. Together they give you a clear read on any opportunity.
Frequently asked questions
What is a good cap rate for a rental property?+
Cap rates vary by market and risk. Many investors target 5% to 10%. Lower cap rates often reflect lower-risk, higher-priced markets, while higher cap rates can mean more risk or more hands-on management.
What is cash-on-cash return?+
Cash-on-cash return is your annual pre-tax cash flow divided by the total cash you invested (down payment plus closing costs). It measures the actual return on the money you put in.
What expenses should I include when analyzing a rental?+
Include property taxes, insurance, vacancy, maintenance, property management, HOA dues, and your mortgage payment. Underestimating these is the most common reason new investors overpay.